Browse Managing Cash Flow & Finance

Browse Managing Cash Flow & Finance

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Applying for business finance (1 of 5)
Applying for business finance (1 of 5)Bank overdrafts and loans are the most important source of funds for small business. When seeking finance it is usually necessary to make a formal application to a bank, and knowing what the lender is looking for can help make your application successful.View
Applying for business finance (2 of 5)
Applying for business finance (2 of 5)When applying for a loan, it’s reasonable to expect that the bank will ask you some questions. Know what the lender might ask will help you prepare for your application.View
Applying for business finance (3 of 5)
Applying for business finance (3 of 5)Providing your bank with everything they need gives you the best chance of securing finance.View
Applying for business finance (4 of 5)
Applying for business finance (4 of 5)Ensuring your business plan is as complete as possible will give the lender a fuller picture of your business and its unique needs.View
Applying for business finance (5 of 5)
Applying for business finance (5 of 5)There are some things that can hurt your chances of success when applying for a loan. Avoiding them help you secure finance from a lender.View
Be your own financial planner
Be your own financial plannerA lot of people have little or no 'rainy day' savings. This is not the same as saving for a house or a car, but it the act of saving with no intention of spending. It is an interesting proposition, and if mastered can signal exceptional financial discipline.View
Business funding (1 of 3)
Business funding (1 of 3)When you’re thinking about growing your business, you need to invest money to make money. Knowing exactly how you plan to invest your money will help you decide from the range of funding options available to small businesses.View
Business funding (2 of 3)
Business funding (2 of 3)When determining the specific financing needs of your business, there are several questions you should ask yourself.View
Business funding (3 of 3)
Business funding (3 of 3)Now that you have a clear idea of which funding option is right for you, as well as the specifics of your loan, you may be interested in how much the bank will let you borrow.View
Cash flow forecasting (1 of 3)
Cash flow forecasting (1 of 3)Any established business owner will tell you ‘cash is king’, but exactly why is cash flow so important, and what does it even mean?View
Cash flow forecasting (2 of 3)
Cash flow forecasting (2 of 3)Beyond being a necessity for any small business, a well maintained cashflow forecast can provide a good understanding of your business and help you to make improvements accordingly.View
Cash flow forecasting (3 of 3
Cash flow forecasting (3 of 3)A cash flow forecast is easier to create than you think, and maintaining one allows you to unlock significant added potential from your financing.View
Choosing a business bank (1 of 2)
Choosing a business bank (1 of 2)When considering if you should join a bank you should always ensure that they’re the best for what your business needs. There are five key factors to consider when choosing the right bank.View
Choosing a business bank (2 of 2)
Choosing a business bank (2 of 2)Your bank should be your business’s ally. You should be happy with your choice and the service they offer.View
Free up cash in your business (1 of 3)
Free up cash in your business (1 of 3)Cash is the life blood of every business. A lot of the time you can make more cash available to you by making some simple adjustments to the way your business runs.View
Free up cash in your business (2 of 3)
Free up cash in your business (2 of 3)Some changes to your business can be felt instantly, while others take some time to have any impact. The important thing is to try everything you can to get the most out of your business.View
Free up cash in your business (3 of 3)
Free up cash in your business (3 of 3)When freeing up cash, there are four general areas you can look at for improvements.View
How to set up a budget
How to set up a budgetSaving money can be tough, especially when such large amounts of household income going to set expenses like rent or bills.View
Insuring your futureWhilst serious injury, death, and other income-affecting events are not things we usually consider in our day to day lives, they are still important to plan for.View
Interpreting key financial ratiosAs a business owner it is important that you know and understand key financial ratios as they relate to your business. In this resource we cover six key ratios, how they are calculated and what they represent.View
Saving towards a goal
Saving towards a goalSaving for a large purchase can be daunting, especially when you already find yourself budgeting for so many different expenses each month.View
Tax deduction calculatorDo you work from home, use a car for work or undergone a formal qualification related to your work this year? You may be eligible for a tax deductions.View
Understanding government incentives for superannuation
Understanding government incentives for superannuationIf you earn below a certain income threshold, then you may be eligible to boost your super with help from the government.View

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